John J. Zoltowski, 68, of Whiting, passed away Monday, November 21, 2011 at home. Born in Jersey City, he lived in Hillsborough before moving to Whiting 10 years ago. He was a credit and financial analyst for Consolidated Credit, Metuchen for 15 years. Prior to that, he worked for Universal Freight Systems, New York, NY for 25 years. He was a member of the Secular Franciscans in New York and a communicant of St. Elizabeth Ann Seton Church, Whiting. He is survived by two children, Brenda Rummel of Tinton Falls and Michael Zoltowski of San Francisco, CA; two sisters, Diane Zoltowski of Jersey City and Doris Donisi of Parsippany and two grandchildren, Megan and Nate. A Memorial Mass will be offered at 10:45 a.m., Saturday, Nov. 26th at the All Saints Chapel of St. Elizabeth Ann Seton Church, 30 Schoolhouse Road, Whiting. Arrangements are under the direction of Manchester Memorial Funeral Home, Whiting.